Your Study Abroad Health and Safety

Studying Abroad can be one of the best decisions you make in your life. You can learn social skills, increase your employment opportunities, and experience other cultures. However safety should always be a top priority when traveling out of your home country, especially for extended stays like going to school. Our Safe Travels Study abroad plan was designed specifically for students studying abroad. It has a more basic while still comprehensive policy choice and then you a premier option with some extra additional coverage.

Group of college students studying together on campus ground

Here you can compare the majority of plan benefits below.

Premier Medical Expense Benefits

Maximum for Medical Expenses: $250,000 per Accident/Sickness per Period of Insurance
Maximum Benefit Period: 1 year from the date of the Covered Accident or Sickness
Deductible: $0 per Policy Year
Hospital Room & Board/Intensive Care 100%
Inpatient or Outpatient Surgery 100%
Doctor Visits/Doctor Office Visits 100%
Hospital Miscellaneous 100%
Surgeon’s Fees, Anesthesia , Assistant Surgeon/CRNA 100%
Prescriptions, Labs, X-rays and Injections 100%
Chiropractic Care $10,000 Maximum per Period of Insurance
Physical Therapy 100% 10 visit Maximum per Period of Insurance
Medical Emergency Services 100%
Mental & Nervous – Inpatient $5,000 30 days max per Period of Insurance or Outpatient $1,000 Maximum per Period of Insurance
Alcohol & Substance Abuse Expense – Inpatient or Outpatient $1,000 combined Maximum per Period of Insurance
Durable Medical Equipment 100% of rental to purchase price
Ambulance Expense 100%
Dental Injury 100% up to $250 per tooth, Maximum $500 per Period of Insurance
Maternity Expenses
Newborn Care $500

Emergency Medical Evacuation Benefit Maximum $100,000
Political Evacuation Benefit Maximum $100,000
Repatriation of Remains Benefit Maximum: $25,000
Lost Baggage Benefit Maximum $750 per Period of Insurance
Emergency Reunion Benefit Maximum $10,000
Tuition Reimbursement Benefit Maximum 50% up to $1,250 per Period of Insurance
Chaperone Replacement Benefit Maximum $2,000 per Period of Insurance
Trip Interruption Benefit Maximum $7,500 per Period of Insurance

Basic Medical Expense Benefits

Maximum Medical Expenses: $100,000 per Accident/Sickness per Period of Insurance
Maximum Benefit Period: 1 year from the date of the Covered Accident or Sickness
Deductible: $50 per Period of Insurance
Room & Board/Intensive Care – Semi Private Room Rate up to $1,000 per day 30 day Maximum per occurrence
Inpatient or Outpatient Surgery 100%
Doctor Visits/Doctor Office Visits 100%
Hospital Miscellaneous 100%
Surgeon’s Fees, Anesthesia , Assistant Surgeon/CRNA 100%
Prescriptions, Labs, X-rays and Injections 100%
Chiropractic Care 50% of Usual & Customary Charges $500 Maximum per Period of Insurance
Medical Emergency Services 100%
Prescription Drugs 50% of Usual & Customary Charges
Mental & Nervous – Inpatient 50% of Usual & Customary Charges $500 Maximum per Policy Year Outpatient 50% of Usual & Customary Charges $500 Maximum per Policy Year
Alcohol & Substance Abuse Expense -Inpatient 50% of Usual & Customary Charges $500 Maximum per Period of Insurance/Outpatient 50% of Usual & Customary Charges $500 Maximum per Period of Insurance
Durable Medical Equipment 100% of rental to purchase price
Ambulance Expense 100% up to $250 Maximum per Occurrence
Dental Injury 100% up to $100 per tooth, Maximum $500 per Period of Insurance
Maternity Expenses
Newborn Care $500 per Period of Insurance

Emergency Medical Evacuation Benefit Maximum $100,000
Political Evacuation Benefit Maximum $15,000
Repatriation of Remains Benefit Maximum: $25,000